Chapter 7 bankruptcy credit cards are available to those who have filed Chapter 7 bankruptcy. This form of bankruptcy is the most common type that is filed for those who can not pay their bills on time or can no longer pay them period. This means that if you are considering filing this type of bankruptcy that you will not want to open any credit cards in the year or 6 months prior to filing as in most cases the credit card company can contest that you knew you were unable to pay and opened the account anyways. If this happens you will still be responsible for that credit card payment.
When you have filled bankruptcy and have done so for a year before attempting to open any credit cards, you have a better chance at getting a credit card than if you have just filled the bankruptcy just a couple of months prior to obtaining a credit card.
A bankruptcy does not mean that your credit score is going to become a good score once the bills have been taken care of with your bankruptcy, it just means that your bills are not any longer your responsibility while your chapter seven bankruptcy is open. The judge will determine what guidelines are set forth with your bankruptcy and you must follow these guidelines or else your bankruptcy claim will be denied and you are right back to paying those bills again.
Make sure that you are able to pay the credit cards that you are thinking of opening or else you are going to end up in the same predicament again. There are a few companies that will work with you when you are obtaining unsecured credit cards with bad credit after you have filed a chapter seven but you will need to make payments on time or your account is going to be suspended.