It has been revealed that over 30 per cent of motorists are over paying for car insurance and just over 50 per cent don’t even try to beat their renewal quotation, which means they are missing the opportunity of saving money on their car insurance premium.
Here are a few helpful points that might allow you to start saving money and getting cheaper car insurance.
Always try to make the effort and shop around because in most cases you should be able to get a cheaper priced car insurance quote. There are many comparison sites to that can make the process a lot easier by just filling in one simple form and then letting them do the rest. Just make sure though that you’re comparing like for like features and that they are all providing the same type of cover. Also make sure the voluntary excess is the same on all policies as this can make a big difference on cost too.
Women drivers may find that they can get a cheaper priced quote if they go direct to a women’s car insurance specialist like Sheilas’ Wheels or Diamond. In most cases they offer a cheaper deal to women with many extra cover features tailored specifically towards women such as handbag cover. More Than car insurance quotes also offer a good women’s policy too.
Try to keep the number of drivers on your policy down to a minimum and if you can make sure that they are over 25 years old, otherwise this can also increase the cost of the premium slightly.
Protecting your no-claims bonus is really important because it has taken you many years of careful driving to build it up and in one accident could jeopardise that. You will find that it will increase the cost by a little, but if you where to loose a 70 per cent discount, you could be talking about a loosing a lot more money, perhaps a few hundred. Not all accidents today are caused by you the driver, it could be the other cars fault and they might not have any insurance which means that no fault to your driving you might have to make a claim on your insurance when it was not your fault, protection of your no claims is worth it in the long run and could save you a lot more in the future.
I hope this few tips will help towards you getting a cheaper car insurance premium. Good Luck!