Chapter 7 bankruptcy credit cards are available to those who have filed Chapter 7 bankruptcy. This form of bankruptcy is the most common type that is filed for those who can not pay their bills on time or can no longer pay them period. This means that if you are considering filing this type of bankruptcy that you will not want to open any credit cards in the year or 6 months prior to filing as in most cases the credit card company can contest that you knew you were unable to pay and opened the account anyways. If this happens you will still be responsible for that credit card payment. Continue Article...
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How to Get Chapter 7 Bankruptcy Credit Cards
February 5th, 2010Quick Guide to Balance Transfer Credit Cards
November 8th, 2008It’s really easy to shift your existing debt onto a balance transfer credit card. Once you have applied and been approved for the account, the finance company will send you blank checks that you can fill out and send to your current creditors to pay off the outstanding amounts. The checks will be drawn on your new account, and you will begin making your payments to this company just like you did to your current finance companies. But here’s the beauty of it: instead of paying finance charges of 18% or more, these companies may offer rates as low as 12% or less on balance transfer credit cards. And many will even give you a special 0% introductory rate for up to 12 months on the amounts brought over from other accounts! Continue Article...